The Federal Reserve could not issue a central bank digital currency, or CBDC, straight to individuals. It also could not use a CBDC to guide money policy, such as actions meant to affect interest rates or the money supply.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
CBDC Anti-Surveillance State Act is a House bill in Congress.
Who this affects: This bill mainly affects people who might use a future digital U.S. dollar, banks and payment companies, and the Federal Reserve. Individuals would not get CBDC accounts or digital dollars directly from the Fed under this bill. Private banks and payment companies would likely stay between consumers and any future CBDC. Congress would get regular updates on any CBDC studies or pilot tests.
Why this matters: This bill matters because it would shape who controls access to any future digital U.S. dollar. It would keep the Federal Reserve from giving that money straight to the public or using it as a new tool for money policy. Supporters see that as a privacy and banking-system safeguard. Critics may see it as a limit on useful payment tools before the risks and benefits are fully known.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: CBDC Anti-Surveillance State Act
The Federal Reserve could not issue a central bank digital currency, or CBDC, straight to individuals. It also could not use a CBDC to guide money policy, such as actions meant to affect interest rates or the money supply.
Use this page to support, oppose, or ask Congress to amend HR1122. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to CBDC Anti-Surveillance State Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (introduced), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR1122, your stance, and the reasons you choose, then lets you edit and send when ready.
