The Federal Reserve would be blocked from creating, testing, or even studying a digital version of the U.S. dollar for public use. The ban covers both direct and indirect ways of offering a digital dollar to people. Private digital currencies that protect privacy like cash would still be allowed.
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Anti-CBDC Surveillance State Act is a House bill passed by the House. The latest recorded action: Motion to reconsider laid on the table Agreed to without objection.
Latest action on H.R. 1919: Motion to reconsider laid on the table Agreed to without objection.
Who this affects: This bill mainly affects the Federal Reserve and how it can develop new forms of money. It also matters for banks, fintech companies, and anyone interested in how digital payments evolve in the United States.
Why this matters: Right now, several countries are building or testing their own digital currencies, and the question of whether the U.S. should do the same is a major policy debate. This bill would take that option off the table entirely — not just pausing a launch, but banning even the research. That makes it one of the strongest legislative positions against a digital dollar anywhere in the world, and it could shape how digital money develops in the U.S. for years to come.
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