People age 26 and under with private health insurance would pay less for certain insulin products. Plans would have to cover selected insulin before the deductible and cap the monthly charge. The bill would start with plan years beginning on or after January 1, 2026.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Making Insulin Affordable for All Children Act is a House bill in committee. The latest recorded action: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Latest action on H.R. 2636: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Who this affects: This bill mainly affects families with children, teens, or young adults who use insulin and have private health insurance. It also directly affects insurers, employer health plans, marketplace plans, pharmacy benefit managers that negotiate drug prices, and employers that help pay for coverage. People over 26 are much less affected because the bill's special cost limits do not apply to them unless another law does.
Why this matters: Insulin can be life-saving, but many families still face high and uneven costs depending on their health plan. This bill would put a national ceiling on what privately insured young people can be charged for certain insulin products. That could make costs easier to plan for and reduce pressure to delay or ration insulin. At the same time, the bill leaves open how plans will choose covered products and whether costs could shift into premiums or other parts of coverage.
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Officially: Making Insulin Affordable for All Children Act
People age 26 and under with private health insurance would pay less for certain insulin products. Plans would have to cover selected insulin before the deductible and cap the monthly charge. The bill would start with plan years beginning on or after January 1, 2026.
Use this page to support, oppose, or ask Congress to amend H.R.2636. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Energy and Commerce
No vote scheduled. Constituent contact is what moves bills out of committee.
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This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (4/3/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
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This page gives you an opportunity to support, oppose, or ask for changes to Making Insulin Affordable for All Children Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
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