Local governments and electric cooperatives could get FEMA money to cover some disaster loan interest. The bill also lets some past interest from the last nine years qualify, but only with new funding from Congress.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
FEMA Loan Interest Payment Relief Act is a House bill in committee. The latest recorded action: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Latest action on H.R. 2836: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Who this affects: This bill mainly affects local governments and electric cooperatives that borrow money after disasters. It could also affect states that file FEMA claims for those borrowers. FEMA would have to review loan interest claims and make payments when the claims meet the rules.
Why this matters: Disaster recovery can force small communities and electric cooperatives to borrow before FEMA money arrives. This bill could shift some of those interest costs from local budgets to the federal government. That could ease pressure on local finances, especially after major storms or other disasters. The final cost is unclear because it depends on future funding from Congress and how FEMA applies the rules.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: FEMA Loan Interest Payment Relief Act
Local governments and electric cooperatives could get FEMA money to cover some disaster loan interest. The bill also lets some past interest from the last nine years qualify, but only with new funding from Congress.
Use this page to support, oppose, or ask Congress to amend HR2836. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Economic Development
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management. (4/10/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to FEMA Loan Interest Payment Relief Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR2836, your stance, and the reasons you choose, then lets you edit and send when ready.
