Contact Congress about H.R. 6900: American Affordability Act of 2025

This bill would expand many tax credits and health insurance subsidies to lower household costs. It would add new housing credits, boost family and worker tax benefits, and keep some vaccine coverage free through 2029.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

American Affordability Act of 2025 is a House bill in committee. The latest recorded action: Referred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Latest action on H.R. 6900: Referred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Who this affects: This bill mainly affects people who struggle with housing, health care, child care, education, and other daily costs. Renters, first-time buyers, low-wage workers, families with children, students, and some caregivers could see larger tax help. Housing developers, state housing agencies, insurers, employers, and federal agencies would also face new rules and duties.

Why this matters: This bill matters because it would touch many costs people face every month. It could lower taxes, rent burdens, homebuying costs, energy costs, and health insurance bills for people who qualify. It could also change where affordable housing gets built and how states choose projects. The bill may cost the federal government a lot, but the source text does not include an official price tag or a way to pay for it.

Key provisions in H.R. 6900

• Starting in 2026, states would get more Low-Income Housing Tax Credit money. The bill raises both the per-person amount and the minimum state amount, then adjusts them for living costs.
• The bill would make Low-Income Housing Tax Credit tenant rules broader and clearer. It addresses students, domestic violence survivors, trafficking victims, veterans, voucher holders, and some people tied to the justice system, foster care, or homelessness, while still focusing the housing on low-income renters.
• Domestic violence survivors in Low-Income Housing Tax Credit homes would get stronger protections. A landlord could not deny or end a lease only because an abuser committed related criminal activity, and tenants could enforce these rights in state court.
• Some housing projects in Indian areas and rural areas could qualify as hard-to-build areas under the Low-Income Housing Tax Credit. That status can raise the project amount used to calculate the credit.
• States could use up to 5% of their Low-Income Housing Tax Credit cap for homes reserved for people with special housing barriers. This includes people leaving the justice system, current or former foster youth, and kinship caregivers, and the projects must have support service agreements.

How Modern Action helps you take action on H.R. 6900

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 6900

What is H.R. 6900?

This bill would expand many tax credits and health insurance subsidies to lower household costs. It would add new housing credits, boost family and worker tax benefits, and keep some vaccine coverage free through 2029.

How do I support or oppose H.R. 6900?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 6900?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 6900 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.