People who file new bankruptcy cases could ask a judge to erase student loan debt like many other debts. The bill removes the special student-loan rule that now makes that much harder.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Student Borrower Bankruptcy Relief Act of 2024 is a House bill in Congress.
Who this affects: This bill mainly affects people with student loans who file for bankruptcy after the law starts. It could also affect private lenders, loan servicers, and the federal government because more student loan debt could be erased in court. People with older bankruptcy cases would stay under the old rules.
Why this matters: Student loans can follow borrowers for years even after bankruptcy, and this bill could change that for new cases. It would give some borrowers another way to reset their finances when repayment plans and other options have not worked. It could also shift costs to lenders, the federal government, taxpayers, or future borrowers if more loans go unpaid.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Student Borrower Bankruptcy Relief Act of 2024
People who file new bankruptcy cases could ask a judge to erase student loan debt like many other debts. The bill removes the special student-loan rule that now makes that much harder.
Use this page to support, oppose, or ask Congress to amend HR9931. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Student Borrower Bankruptcy Relief Act of 2024, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (introduced), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR9931, your stance, and the reasons you choose, then lets you edit and send when ready.
