This resolution would not create new rules. It tells Congress and regulators how to think about AI in finance and housing, including fairness, privacy, cybersecurity, small banks, workers, and costs.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries. is a House bill waiting for floor action. The latest recorded action: Placed on the House Calendar, Calendar No. 67.
Latest action on H.Res. 1007: Placed on the House Calendar, Calendar No. 67.
Who this affects: This bill mainly affects people and groups touched by AI in finance and housing. That includes borrowers, renters, banks, credit unions, mortgage companies, landlords using screening tools, investors, regulators, workers, and taxpayers. The resolution itself does not change anyone’s legal duties today, but it could shape future hearings, oversight, or rules.
Why this matters: AI can now affect whether people get credit, buy homes, rent homes, or move money through markets. This resolution says those uses need oversight, even though it does not create binding rules. It tries to balance two goals: letting useful AI tools grow and keeping people safe from unfair treatment, privacy harms, cyber risks, and market problems. Its real effect depends on what Congress and regulators do after this.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.
This resolution would not create new rules. It tells Congress and regulators how to think about AI in finance and housing, including fairness, privacy, cybersecurity, small banks, workers, and costs.
Use this page to support, oppose, or ask Congress to amend HRES1007. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
floor_pending
Your representatives are deciding where they stand. A few messages can tip the balance.
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This bill is moving through Congress right now — your representative needs to hear from you.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Latest: Placed on the House Calendar, Calendar No. 67. (3/19/2026)
Agreed to in House
Adopted by House
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries., then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (floor pending), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HRES1007, your stance, and the reasons you choose, then lets you edit and send when ready.
