Disaster survivors could get factory-built temporary homes after major disasters. Some of those homes could later become permanent affordable housing. Some buyers could also get help paying home closing costs.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Disaster Housing Reform for American Families Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
Latest action on S. 120: Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
Who this affects: This bill mainly affects people who lose housing in major disasters. It could give them another place to live while they recover. It also affects cities, public housing authorities, nonprofits, and affordable housing developers. They could later receive and manage some of these homes as permanent affordable housing.
Why this matters: After a major disaster, families often need safe housing fast and may need it for months. This bill would try a faster housing option that could also help communities later. Some temporary homes could become permanent affordable homes. The bill could also help some survivors buy a home by covering closing costs, but the text does not say how large that help would be.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Disaster Housing Reform for American Families Act
Disaster survivors could get factory-built temporary homes after major disasters. Some of those homes could later become permanent affordable housing. Some buyers could also get help paying home closing costs.
Use this page to support, oppose, or ask Congress to amend S120. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Homeland Security and Governmental Affairs
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Homeland Security and Governmental Affairs. (1/16/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Disaster Housing Reform for American Families Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S120, your stance, and the reasons you choose, then lets you edit and send when ready.
