Communities with repeated flood damage would have to make and follow local plans to cut future flood risk. FEMA could share claims data, consider compliance when giving flood help, and penalize communities that fall short.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Repeatedly Flooded Communities Preparation Act is a Senate bill in committee. The latest recorded action: Committee on Banking, Housing, and Urban Affairs. Hearings held.
Latest action on S. 1545: Committee on Banking, Housing, and Urban Affairs. Hearings held.
Who this affects: This bill mainly affects local governments in areas that flood again and again. It could also affect people who live or own property there, because local flood plans can shape building rules, buyouts, land use, and access to federal flood help. FEMA would also take on new duties for data sharing, rulemaking, enforcement, and reports to Congress.
Why this matters: Repeated flooding can trap families, businesses, and public buildings in a costly cycle of damage and repair. This bill tries to move more of the work to prevention. It would connect local planning, federal flood insurance, claims data, and some mitigation help more closely. The real effect would depend on FEMA’s rules and on how each community designs and follows its plan.
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Officially: Repeatedly Flooded Communities Preparation Act
Communities with repeated flood damage would have to make and follow local plans to cut future flood risk. FEMA could share claims data, consider compliance when giving flood help, and penalize communities that fall short.
Use this page to support, oppose, or ask Congress to amend S1545. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Banking
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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The debate
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (4/30/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
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This page gives you an opportunity to support, oppose, or ask for changes to Repeatedly Flooded Communities Preparation Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S1545, your stance, and the reasons you choose, then lets you edit and send when ready.
