People with subsidized Affordable Care Act marketplace plans would still owe at least $5 each month. Adults would also need a government photo ID to sign up, and federal officials could ask for more proof before approving coverage.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
ACA Marketplace Integrity Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 3380: Read twice and referred to the Committee on Finance.
Who this affects: This bill mainly affects people who buy health insurance through Affordable Care Act marketplaces, especially those whose federal tax credits now cover nearly all or all of their monthly premium. It also affects adults signing up for coverage, because they would need a government photo ID and may need more papers. Insurers and marketplace agencies would have to handle the new payment and verification rules.
Why this matters: This bill matters because it could change both the cost and the sign-up process for marketplace health coverage. Some people who now pay nothing each month would have to pay $5 to keep coverage. The new ID and document checks could reduce improper sign-ups, but they could also slow down or block some eligible people. Turning the 2025 rule into law could make these marketplace policies harder to change later.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: ACA Marketplace Integrity Act
People with subsidized Affordable Care Act marketplace plans would still owe at least $5 each month. Adults would also need a government photo ID to sign up, and federal officials could ask for more proof before approving coverage.
Use this page to support, oppose, or ask Congress to amend S3380. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Finance
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Finance. (12/4/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to ACA Marketplace Integrity Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S3380, your stance, and the reasons you choose, then lets you edit and send when ready.
