Patients could use outside help for prescription drugs and still get credit toward their health plan limits. Health plans would have to count help from charities and drug makers toward deductibles, copays, coinsurance, and out-of-pocket caps.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
HELP Copays Act is a Senate bill in committee. The latest recorded action: Committee on Health, Education, Labor, and Pensions. Hearings held.
Latest action on S. 864: Committee on Health, Education, Labor, and Pensions. Hearings held.
Who this affects: This bill mainly affects people who use outside help to pay for prescription drugs. It also affects health insurers, employers that sponsor health plans, drug makers, nonprofits that help patients pay for care, and people enrolled in high-deductible health plans.
Why this matters: Many patients use outside help to afford expensive drugs, but that help does not always lower what they still owe under their health plan. This bill would make that help count toward the patient's cost limits. It could lower out-of-pocket pressure for some patients. The bill does not say how it would affect premiums, drug prices, or plan design.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: HELP Copays Act
Patients could use outside help for prescription drugs and still get credit toward their health plan limits. Health plans would have to count help from charities and drug makers toward deductibles, copays, coinsurance, and out-of-pocket caps.
Use this page to support, oppose, or ask Congress to amend S864. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Health
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (3/5/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to HELP Copays Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S864, your stance, and the reasons you choose, then lets you edit and send when ready.
