Contact Congress about H.R. 3153: Understanding the True Cost of College Act of 2025

Accepted students would get the same basic aid offer form from every college that takes federal education funds. The form would separate free aid from loans and show the estimated yearly cost. It would help families compare schools more easily.

Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Understanding the True Cost of College Act of 2025 is a House bill in committee. The latest recorded action: Referred to the House Committee on Education and Workforce.

Latest action on H.R. 3153: Referred to the House Committee on Education and Workforce.

Who this affects: This bill mainly affects accepted college students and their families when they compare aid offers. It also affects colleges that receive federal education funds because they would need to change their offer letters and systems. The U.S. Department of Education would have to create, test, update, and publish the standard form.

Why this matters: College aid offers can be hard to compare because schools use different layouts and labels. This bill would make schools show the main numbers in the same way. That could help families tell the difference between free aid, borrowed money, and money the student earns through work-study. The bill would improve clarity, but it would not increase the amount of aid available.

Key provisions in H.R. 3153

• The Secretary of Education must create one standard Financial Aid Offer form. The Secretary must also create standard terms after working with other federal agencies and stakeholder groups.
• The form must show the full cost of attendance first. It must split direct costs, like tuition, fees, and on-campus housing and food, from indirect costs, like off-campus housing, books, supplies, a computer, and transportation.
• Grants and scholarships must be shown as money that does not have to be paid back. The form must also explain rules for keeping school aid and how outside scholarships may change school aid.
• The form must show the estimated net price. That means the cost of attendance minus grants and scholarships, and it must say this is an estimate of total yearly expenses.
• Federal student loans must be clearly called loans. The form must separate subsidized and unsubsidized loans and explain that loans must be repaid. It must also say students may borrow more or less than the suggested amount if the law allows it.

How Modern Action helps you take action on H.R. 3153

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 3153

What is H.R. 3153?

Accepted students would get the same basic aid offer form from every college that takes federal education funds. The form would separate free aid from loans and show the estimated yearly cost. It would help families compare schools more easily.

How do I support or oppose H.R. 3153?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 3153?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

How does Modern Action help me act on H.R. 3153?

Modern Action gives you bill-specific context, lets you choose support, opposition, or changes, and drafts a message from your position and reasons.