Borrowers would see the total interest they would pay over the life of certain federal student loans. The estimate would use the standard repayment plan and include all of the borrower’s outstanding loan principal. The bill adds information only; it does not change loan costs or access.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
STUDENT Act is a House bill in committee. The latest recorded action: Referred to the House Committee on Education and Workforce.
Latest action on H.R. 6134: Referred to the House Committee on Education and Workforce.
Who this affects: This bill mainly affects people taking out certain federal Direct Loans. They would see a new estimate showing how much interest they would pay over the full life of their loans. It also affects families helping students compare borrowing choices. Loan servicers and the Department of Education would need to include this extra number in the required disclosure notice.
Why this matters: Student borrowers may see a monthly payment but miss how much interest can add up over years. This bill would put that long-term interest cost in the loan notice. That could help some borrowers compare loan amounts, schools, or repayment choices. The real effect is uncertain because the bill only gives more information. It does not lower the cost of loans.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: STUDENT Act
Borrowers would see the total interest they would pay over the life of certain federal student loans. The estimate would use the standard repayment plan and include all of the borrower’s outstanding loan principal. The bill adds information only; it does not change loan costs or access.
Use this page to support, oppose, or ask Congress to amend HR6134. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the House Committee on Education and Workforce. (11/19/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to STUDENT Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR6134, your stance, and the reasons you choose, then lets you edit and send when ready.
