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Contact Congress about S. 770: Social Security Expansion Act

Social Security beneficiaries would get higher monthly checks under this bill. It would also raise some taxes on very high earners, self-employed people with high incomes, and people with large investment income.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Social Security Expansion Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Finance.

Latest action on S. 770: Read twice and referred to the Committee on Finance.

Who this affects: This bill mainly affects people who receive Social Security now, people who will receive it later, and people who pay taxes on high incomes. Retirees, disabled workers, survivors, and long-time low-wage workers could see higher checks. Some students could keep benefits longer after losing a parent or after a parent becomes disabled. High earners, some self-employed people, and people with large investment income could pay more in taxes.

Why this matters: Social Security checks affect basic monthly income for many retirees, disabled workers, and surviving family members. This bill would raise those checks and could especially help people with long work histories but low pay. It would also shift more program costs to people with very high earnings or large investment income. The long-term effect on Social Security’s finances would depend on future actuarial estimates, which are detailed financial forecasts.

Key provisions in S. 770

  • The bill would raise the basic Social Security benefit formula. It increases the first replacement rate from 90% to 95% and raises a key formula amount by 18% for people who become eligible after 2025.
  • Current Social Security beneficiaries would get their benefits recalculated. The Social Security Commissioner must do this so higher payments start in 2026.
  • Social Security cost-of-living increases would use an index based on older people’s spending. That index is the Consumer Price Index for Elderly Consumers, or CPI-E, and the Bureau of Labor Statistics must publish it every month.
  • Long-time low-wage workers would get a stronger minimum benefit. The amount is tied to the 2025 federal poverty guideline, grows with national wages, and rises with years worked up to 125% of the guideline after 30 or more years.
  • Some children could keep benefits longer after a parent dies or becomes disabled. If they stay full-time students at approved schools or colleges, benefits could continue until age 22 starting with payments in 2026.

How Modern Action helps you take action on S. 770

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about S. 770

What is S. 770?
Social Security beneficiaries would get higher monthly checks under this bill. It would also raise some taxes on very high earners, self-employed people with high incomes, and people with large investment income.
How do I support or oppose S. 770?
Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.
Who should I contact about S. 770?
Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.
Can Modern Action explain S. 770 before I act?
Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.

Keep acting on Modern Action

More ways to act on this issue

Compare the broader issue and related bills without leaving Modern Action.

Related issues

  • Contact your reps on Capital gains, investment income, and carried interestRules that tax capital income, net investment income, fund-manager carried interest, service-based partnership interests, and high-income investment gains closer to ordinary income or payroll-tax treatment.
  • Contact your reps on Social Security taxes on high earners and investment incomeBills that would raise or broaden Social Security financing by taxing high wages, high self-employment income, and investment income, while also expanding benefits.

Related bills

  • Take action on H.R. 463: Lower Your Taxes Act
  • Take action on S. 2845: Billionaires Income Tax Act
  • Take action on S. 445: Carried Interest Fairness Act of 2025
  • Take action on H.R. 1091: Carried Interest Fairness Act of 2025
  • Take action on H.R. 1700: Social Security Expansion Act
  • Take action on S. 3367: Billionaires Income Tax Act